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我們看到很多人在買房子的時候會犯一些基本的錯誤。以下是當 您準備要購買時需要考慮的首10 項事情: . . .

Property, Residential

1. 先和您的律師溝通 – 越早和我們商議買賣流程,房產狀況和買賣合約(尤其是包含在合約裡的條款)對您越好。 我們在這方面有經驗 – 讓我們成為您的嚮導!

2. 確保這是適合您的房子 – 如果您不確定這房子是否適合您,請不要簽署出價協定,因為一旦簽署了而您又想改變主意的話就變得困難多了!

3. 給您自己充足的時間 – 這可能是您最大宗的購買所以請不要焦急! 這個過程可以有壓力,而緊迫的時間表則會讓事情變得更糟。試著給自己足夠的時間去徹底調查房產,儘量不要加快這個過程。

4. 注意地震損毀問題 – 如果您購買的房子在基督城或坎特伯雷地區,您需要考慮地震對房子造成了什麼損壞。詳細詢問EQC和私人保險公司的索賠,確認索賠是否已經解決,或是如何解決。

5. 房子是否有保險?提前跟您的保險公司洽談,因為您需要確認可以為房子買到令人滿意的保險。檢查保險政策是否有任何不承保的事項 – 不承保事項可能為您和您的貸款人製造為題。

6. 不要忽視土地報告和產權 – 土地報告和產權文件提供關於房子的有用資訊,而且強調出值得注意的問題。嘗試審查這些文件以確保您不會接手這些問題。

7. 願意花錢在專業的報告上 – 不要害怕聘請合格的專業人士進行物業檢查(例如:建築報告,工程師報告,電氣檢查和物業估值)。這些報告是您盡職調查的一個重要環節。現在花一些錢可以為將來節省很多錢!

8. 我是否有資金來完成購買?如果您是貸款來完成購買,請儘早聯繫您的貸款人或抵押貸款經紀人。通常銀行在滿足審批條件後才會批出貸款。 您需要準備完成銀行的這些條件。記得–請儘早讓我們知道如果您合資格從KiwiSaver撤回資金或可以得到紐西蘭房屋署的首次置業頭期款補貼。

9. 想想您將來的計畫,您購買財產的目的是什麼?這將是您的家庭住房,一個出租的物業,您將會在那裡經營生意,還是您打算在將來進一步開發?考慮以及與我們討論您未來的計畫是很重要的。可能也需要來自其他專家建議,如稅務專家,城市規劃師,測量師。

10. 請記住房子交割前的檢查 – 您的合約將幾乎都允許您擁有進行交割前檢查的權利。這是一個確保房子處於和您簽合約時類似的狀況的很好的機會,避免當您搬進來的時候發現不必要的驚喜!

https://www.parryfield.com/wp-content/uploads/2018/09/AdobeStock_17444421.jpg 2336 3504 Leigh Gray https://www.parryfield.com/wp-content/uploads/2019/07/Parry-Field-Lawyers-Logo.png Leigh Gray2016-12-20 08:27:152019-08-27 10:54:22我們看到很多人在買房子的時候會犯一些基本的錯誤。以下是當 您準備要購買時需要考慮的首10 項事情: . . .

Christchurch CBD

PHONE: +64 3 348 8480
FAX: +64 3 348 6305

PHYSICAL ADDRESS:
Level 1, 60 Cashel Street
Christchurch 8013, New Zealand

POSTAL ADDRESS:
PO Box 744
Christchurch, 8140, New Zealand

Christchurch

PHONE: +64 3 348 8480
FAX: +64 3 348 6305

PHYSICAL ADDRESS:
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Christchurch 8041, New Zealand

POSTAL ADDRESS:
PO Box 8020, Riccarton,
Christchurch, 8440, New Zealand

Rolleston

PHONE: +64 3 348 8480
FAX: +64 3 348 6305

PHYSICAL ADDRESS:
Level 1, 80 Rolleston Drive,
Rolleston, 7614, New Zealand

POSTAL ADDRESS:
PO Box 8020, Riccarton,
Christchurch, 8440, New Zealand

Hokitika

PHONE: +64 3 755 8673
FAX: +64 3 755 8073

PHYSICAL ADDRESS:
26 Weld Street,
Hokitika 7810, New Zealand

POSTAL ADDRESS:
PO Box 44,
Hokitika 7842, New Zealand

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